Dryden Mutual has been an admitted carrier located New York State for nearly 150 years. Being “admitted” in NYS means that all of our policies are subject to and secured by the NYS Guarantee Fund. It also means that we must maintain certain audited levels of capital to meet NYS standards. The Guarantee Fund is required policyholder protection against potential insurance carrier insolvencies. For additional policyholder protection, all Dryden Mutual insurance policies are reinsured by one of the largest, most financially secure reinsurers in the world. Dryden Mutual is licensed to only write insurance on properties and commercial operations based in New York State.


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