Dryden Mutual provides a broad range of personal and commercial insurance products to fit the needs of most policy holders. Scroll down to read more about our personal and commercial lines.
All our insurance products are distributed exclusively in New York State through local, licensed independent agents. Our agents are independent contractors who represent many types of insurance companies. They are specially selected and appointed by Dryden Mutual to represent our company in your area. To find an agent in or near your community, please visit our Agent Finder.
- Beauty Salons
We offer coverage for both chair rental operators and salon owners.
We offer coverage for a variety of contractor operations (for example, landscapers, carpenters, electricians).
We offer coverage for small farm operations including livestock, outbuildings, and farm equipment.
- Restaurants & Taverns
Restaurants & Taverns
We offer coverage for many varieties of restaurant and tavern operations.
We offer on and off premise coverage for individuals attending farmers markets and craft fairs.
- Office & Retail Stores
Office & Retail Stores
We offer coverage on a variety of small business operations.
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We offer coverage on homes under many types of ownership arrangements, including primary homeowners, secondary homeowners, tenant homeowners and manufactured homeowners.
- Inland Marine
We offer both personal and commercial inland marine coverage including mobile equipment, jewelry, guns, antiques, furs, fine arts, tools, computers, trailers, photo equipment.
- Rentals & Vacant Dwellings
Rentals & Vacant Dwellings
We offer coverage for 1-4 family rented and vacant dwellings.
We offer a program for personal watercraft.
- Manufactured Homes
We offer coverage for owner occupied, tenant occupied, and seasonal manufactured homes.
- Seasonal Dwellings
We offer coverage for both owner and nonowner-occupied seasonal 1-4 family dwellings.